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Sam
Many Americans may not understand, but last September 1st several key provisions of health care reform came into force. Some of these provisions may change the way health insurance works for millions of consumers.
"Americans should be better informed about health care reform," said Gary Matalucci, vice president of customer service from eHealthInsurance. "With the new law, consumer protection comes into force, some people and families want to reconsider their choice of health insurance this year."
Coverage for dependent children has increased
On September 23, 2010, or the next upgrade plan, children under 18 can not be reduced health insurance in accordance with the plan because of existing medical conditions.
In addition, since September 23, 2010, adult children to be able to register on their parents' health insurance until age 26 if they are currently in college. This also applies to adult children who are married or not living at home.
Doing Away With Coverage Limits
Historically, many health insurance plans come with a "maximum" ceiling, above which the insurance company will not pay for additional care in one of the participants. on September 23, 2010, the maximum time is not allowed on the services deemed necessary by the Ministry of Health and Welfare.
Annual limits on coverage begins gradually. With the exception of certain grandfathered plans, the new rules of health insurance will not be able to reduce the annual payments of not less than $ 750,000 beginning September 23, 2010. Each year, replacing the limit is increased to a maximum annual pension 2014th
Scaling up prevention
After September 23, 2010, the new health insurance plans are required to provide first dollar coverage for preventive maintenance. This means that the insurer must provide coverage for services such as regular exams and vaccinations and medical care for women, but the cost of depleted pocket you.
Consumers covered "got plans to buy up to 23 March 2010 you could buy a new individual or family health insurance plans to use some of these new provisions of health care reform.
"Americans should be better informed about health care reform," said Gary Matalucci, vice president of customer service from eHealthInsurance. "With the new law, consumer protection comes into force, some people and families want to reconsider their choice of health insurance this year."
Coverage for dependent children has increased
On September 23, 2010, or the next upgrade plan, children under 18 can not be reduced health insurance in accordance with the plan because of existing medical conditions.
In addition, since September 23, 2010, adult children to be able to register on their parents' health insurance until age 26 if they are currently in college. This also applies to adult children who are married or not living at home.
Doing Away With Coverage Limits
Historically, many health insurance plans come with a "maximum" ceiling, above which the insurance company will not pay for additional care in one of the participants. on September 23, 2010, the maximum time is not allowed on the services deemed necessary by the Ministry of Health and Welfare.
Annual limits on coverage begins gradually. With the exception of certain grandfathered plans, the new rules of health insurance will not be able to reduce the annual payments of not less than $ 750,000 beginning September 23, 2010. Each year, replacing the limit is increased to a maximum annual pension 2014th
Scaling up prevention
After September 23, 2010, the new health insurance plans are required to provide first dollar coverage for preventive maintenance. This means that the insurer must provide coverage for services such as regular exams and vaccinations and medical care for women, but the cost of depleted pocket you.
Consumers covered "got plans to buy up to 23 March 2010 you could buy a new individual or family health insurance plans to use some of these new provisions of health care reform.
Posted in: Health Insurance
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